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And kind of scary to think that a robot is essentially managing various amounts of funds. All wealth is created by labor. Q.ai Invest was rated 2.18 out of 5 based on 17 reviews from actual users. Find helpful reviews and comments, and compare the pros and cons of Q.ai Invest. Learn more here.Mar 23, 2022 · Robo-advisors: Use a short survey to assess your risk tolerance, time horizon and goals. Then, they build a personalized portfolio, generally consisting of investment funds. Many college investors ... From an investment management standpoint, it’s a game-changer. The Cons of AI. But it’s not all roses. 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